Aparta purchases a share of your home at market value.
When entering into the agreement, you pay an establishment fee.
You also pay a usage fee for the exclusive right to live in the entire home, including Aparta’s share, and for the option to freely sell the property or buy back Aparta’s share.
Part of the usage fee is paid upfront, while the remainder can either be paid on an ongoing basis or accumulated and deducted at the end of the agreement period, so that you do not have ongoing monthly payments during the period.